Ramona Louise Michener, age 71 of Silver Hill, Arkansas died on Tuesday, January 18, 2022 at her home. She was born in Vallejo, California on September 19, 1950 to Donald Dale Apple and Violet Elizabeth Silveria Apple.

She worked the last 18 years for First National Title in the Harrison and Marshall locations. She has been a resident of Arkansas for 20 years. Survivors include her husband, Jamie Michener of the home; one sister and three brothers, all of Sacramento, CA; children, Steven Morris (Ashley) of Beaufort, SC, Brian Morris of Harrison, Charlie Morris (Jessica) of Springfield, MO, Ramona Heptinstall (Curtis) of Harrison, Justin Michener of Virginia Beach, VA, Teralisa Pakalani (Wally) of Sacramento, CA and William Michener (Rachel) of Camp Lejeune, NC; sixteen grandchildren; 2 great-grandkids; and many co-workers and friends. She is preceded in death by her parents, Donald and Violet Apple; and one sister.

Celebration of Life services for Ramona will be 1:00 till 3:00 PM Saturday, February 5th, 2022 at Twelve Oaks Estates, 7210 Hwy 7 South, Harrison, Arkansas 72601, 870-365-8894. In lieu of flowers donations may be made to the American Legion Auxiliary, PO Box 26, St. Joe, AR 72650.